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198 Monarch Beach is a standout first-tier coastal home offering a refined blend of design, comfort, and strong rental performance. Located in the X flood zone with private deeded beach access just steps away, this property is well suited for full-time living or as a high-performing vacation rental. Offered at $2,599,000 with $191,000 in confirmed 2026 bookings thus far, demonstrating immediate income with proven and repeatable performance. Custom designed with both guest experience and operational efficiency in mind, this home features 6 bedrooms, each with its own ensuite bath, along with 2 additional half baths, creating a layout that maximizes occupancy while maintaining privacy. A reverse floor plan elevates the main living area on the top level, capturing Gulf views from the living space and unobstructed bay views from the dining area, a rare and highly desirable combination. The open-concept design flows easily into a thoughtfully appointed kitchen featuring a wet bar, refrigerator drawers and ice machine, making it ideal for entertaining. The bunk suite is a standout feature, offering 8 built-in bunks, a dedicated lounge area with sectional seating and TV, and a private bath. Outdoor living is designed for both relaxation and enjoyment, with a gunite private pool, fire pit, spacious covered deck with lounge seating, a poolside bar with integrated tv and music entertainment, plus a convenient poolside half bath and private outdoor shower. The grounds are thoughtfully finished with palms, turf, and professional landscape lighting creating a clean, low-maintenance setting with a true resort feel. Furnishings are negotiable, offering flexibility for investors seeking a full turn-key rental or customized personal retreat. Meticulously maintained and professional positioned, this property stands out as a high preforming luxury coastal investment with immediate revenue . Please check out the matterport https://my.matterport.com/show/?m=NpByZ6WTCnR&
Property Type(s):
Single Family
| Last Updated | 5/1/2026 | Tract | Monarch Beach |
|---|---|---|---|
| Year Built | 2023 | Community | Cape San Blas/S. Gulf |
| County | Gulf |
Price History
| Prior to May 1, '26 | $2,690,000 |
|---|---|
| May 1, '26 - Today | $2,599,000 |
Additional Details
| AIR | Ceiling Fan(s), Heat Pump, Multi Units |
|---|---|
| AIR CONDITIONING | Yes |
| AMENITIES | Insurance |
| APPLIANCES | Dishwasher, Disposal, Microwave, Refrigerator |
| AREA | Cape San Blas/S. Gulf |
| CONSTRUCTION | HardiPlank Type |
| EXTERIOR | Outdoor Shower |
| HEAT | Heat Pump |
| HOA DUES | 500 |
| INTERIOR | Beamed Ceilings, Elevator, Kitchen Island, Other, Pantry, Storage, Walk-In Closet(s) |
| LOT | 7187 sq ft |
| LOT DESCRIPTION | Landscaped |
| LOT DIMENSIONS | 48x150 |
| PARKING | Driveway, Electric Vehicle Charging Station(s) |
| POOL | Yes |
| POOL DESCRIPTION | Outdoor Pool, In Ground, Gunite, Private |
| STORIES | 3 |
| STYLE | 2 Story, Beach House, Custom, Florida |
| SUBDIVISION | Monarch Beach |
| TAXES | 18235.76 |
| UTILITIES | Propane, Sewer Connected, Electricity Available, See Remarks, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Public |
| ZONING | Residential Single Family |
Location
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Listed with Port Realty Group
Listings are provided by the Forgotten Coast REALTOR Association. This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the Forgotten Coast REALTOR Association.
Copyright 2026 Forgotten Coast REALTOR Association.
This IDX solution is (c) Diverse Solutions 2026.
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