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$109,000+ in gross rental income already on the books"”and climbing. Positioned within the gated Mariner Harbor community on St. George Island, this fully renovated bayfront retreat delivers the rare combination of luxury coastal living and serious income potential. With rental income exceeding $109,000 as of 04/03/26 and projections expected to surpass $130,000 annually, this is a property that performs as well as it presents. Designed for both relaxation and return, this 4-bedroom, 3.5-bath home features an elevator, a fully screened heated pool and hot tub, and a private deep-water dock with a 10,000-pound boat lift"”providing immediate access to some of the area's best fishing waters. The dock has been recently upgraded with Flow-Through composite decking, offering durability and low maintenance for years to come. The home also borders the walkway to the community dock, adding even more convenience for owners and guests. Inside, thoughtful renovations elevate the space with new flooring, countertops, cabinetry, and a striking marble gas fireplace. Expansive bay views and unforgettable sunset backdrops create a true waterfront experience from nearly every room. Step outside to your private backyard oasis, where lush landscaping surrounds the screened pool area, creating a peaceful, resort-style setting. The spacious screened porch invites you to unwind, while deeded beach access ensures the Gulf's sugar-white sands are always just moments away. Offered fully furnished and turnkey, this home is ready to enjoy or continue generating income from day one. Additional value comes from assumable flood insurance at only $1,476 per year, helping keep operating costs low. This isn't just a home"”it's a high-performing coastal asset in one of St. George Island's most desirable gated communities. Schedule your private showing today and see what makes this opportunity stand out.
Property Type(s):
Single Family
| Last Updated | 4/3/2026 | Tract | Mariner's Harbor |
|---|---|---|---|
| Year Built | 2001 | Community | St. George Island |
| County | Franklin |
Additional Details
| APPLIANCES | Dishwasher, Disposal, Microwave |
|---|---|
| AREA | St. George Island |
| CONSTRUCTION | Vinyl Siding |
| EXTERIOR | Balcony, Boat Slip |
| FIREPLACE | Yes |
| HOA DUES | 1150 |
| INTERIOR | Breakfast Bar, Elevator, Walk-In Closet(s) |
| LOT | 0.35 acre(s) |
| LOT DESCRIPTION | Waterfront |
| LOT DIMENSIONS | 58x268 |
| POOL | Yes |
| POOL DESCRIPTION | Outdoor Pool, In Ground |
| SEWER | Septic Tank |
| STYLE | 2 Story, Open Floor Plan |
| SUBDIVISION | Mariner's Harbor |
| VIEW | Yes |
| VIEW DESCRIPTION | Water, Bay |
| WATER | Public |
| WATERFRONT | Yes |
| ZONING | Residential Single Family |
Location
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Listed with Anchor Realty Florida
Listings are provided by the Forgotten Coast REALTOR Association. This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the Forgotten Coast REALTOR Association.
Copyright 2026 Forgotten Coast REALTOR Association.
This IDX solution is (c) Diverse Solutions 2026.
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