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This fully furnished 3-bedroom, 4-bath coastal retreat, built in 2024, offers the perfect blend of luxury, durability, and income potential. Recently introduced to the short-term rental market, the property already has $38,494 in gross rental income on the books for 2026 as of 04/02/26, giving buyers immediate traction with room to grow. Rare opportunity to own a home in the highly desirable X flood zone on St. George Island"”no flood insurance required. With total insurance costs of approximately $4,200 annually, this property offers a significant advantage in both affordability and long-term ownership. Built with the Gold Bolt System, the home is engineered for superior durability"”anchoring the roof, walls, and foundation together for exceptional high-wind protection. Located in the heart of St. George Island, you're just steps from the sugar-white beaches and an easy stroll to local shops and dining"”making it ideal for both personal use and rental appeal. Inside, upscale finishes shine throughout, including luxury vinyl plank flooring, quartz countertops, custom wood cabinetry, and soaring 10-foot ceilings. After a day at the beach, unwind in your private pool or relax in one of the home's thoughtfully designed living spaces. The top floor is a standout feature, offering a bonus sleeping and entertainment area with bunk beds, a wet bar, and a full bath"”opening onto a spacious sundeck with sweeping Gulf and bay views, perfect for sunset gatherings and maximizing guest experience. Turnkey, stylish, and strategically positioned, this island escape delivers comfort, convenience, and strong rental potential in one of SGI's most desirable locations.
Property Type(s):
Single Family
| Last Updated | 4/21/2026 | Tract | No Named Subdivision |
|---|---|---|---|
| Year Built | 2024 | Community | St. George Island |
| County | Franklin |
Additional Details
| AIR | Ceiling Fan(s), Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher |
| AREA | St. George Island |
| CONSTRUCTION | HardiPlank Type |
| HEAT | Central, Electric |
| INTERIOR | Breakfast Bar, Crown Molding, Kitchen Island, Recessed Lighting, See Remarks, Walk-In Closet(s), Wet Bar |
| LOT | 3920 sq ft |
| LOT DIMENSIONS | 30x135 |
| PARKING | Assigned |
| POOL | Yes |
| POOL DESCRIPTION | Outdoor Pool, In Ground, Private |
| SEWER | Aerobic Septic |
| STYLE | 2 Story, Beach House |
| SUBDIVISION | No Named Subdivision |
| UTILITIES | Cable Available, Sewer Connected, Electricity Connected, Phone Available, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Public |
| ZONING | Residential Single Family |
Location
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Listed with Anchor Realty Florida
Listings are provided by the Forgotten Coast REALTOR Association. This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the Forgotten Coast REALTOR Association.
Copyright 2026 Forgotten Coast REALTOR Association.
This IDX solution is (c) Diverse Solutions 2026.
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